Fire & Burglary
The policies cover different types of perils. They are offered for dwelling houses or even for commercial premises such as factories, warehouses, shops.
fire policy (home, business)
Covers:
- Fire
- Thunder
- Explosion
- Impact of vehicle
- Bursting of pipes
- Earthquake
- Storm, tempest, flood
- Aircraft impact
- Riot and strikes
- Malicious damage
burglary
The Policy covers any loss or damage to the buildings or contents of the insured if there is a violent entry or exit of the premises.
household comprehensive
Covers:
- Fire, lightning or subterranean fire
- Thunderbolt
- Explosion
- Impact of vehicle
- Bursting of pipes or overflowing of a water tank
- Earthquake
- Storm, tempest, flood
- Aircraft impact
- Riot and strikes
- Malicious damage
- Theft
- Loss of rent or alternative accommodation
- Loss of or damage to servants' property
- Public liability
- Death of the insured as a result of fire or caused by thieves
